Your life insurance. Your legacy.

Each year, more than $100 billion of senior-owned life insurance is lost when the owners stop paying premium. Together, we can repurpose this waste to better the world. 

Our Mission

Insuring A Better World Fund transforms unneeded life insurance into philanthropic ideals. By reimagining collaboration between the life insurance industry and charitable giving, we are eliminating barriers and maximizing the value of charitable gifts of life insurance. 

Supporting Charitable Work By...

Insuring A Better World Fund pays for everything. Unlock the huge charitable value of unneeded life insurance with no administrative or premium costs whatsoever to the charity and no financial burden to donors. We are a simple no-cost solution. 

Our management utilizes their seven decades of experience in life insurance to underwrite and evaluate policies, determine which are appropriate for donation and administer the policies to maturity. Charities no longer worry if they will receive a pay out and donors are relieved of burdensome premium payments. 

The Great Wealth Transfer is happening. 10,000 people a day turn 65. We connect committed groups of financial professionals, charitable organizations and inspired donors to ensure a better world, one transformed unneeded life insurance policy at a time. 

“There is a multi-billion dollar opportunity in the life insurance space. This untapped asset class should provide valuable charitable gifts of life insurance for decades to come. If not now, when?”
David Simon
Co-Founder & President

Your life insurance.

Your legacy.

Each year, more than $100 billion of senior-owned life insurance is lost when the owners stop paying premium. Together, we can repurpose this waste to better the world. 

Our Mission

Insuring A Better World Fund transforms unneeded life insurance into philanthropic ideals. By reimagining collaboration between the life insurance industry and charitable giving, we are eliminating barriers and maximizing the value of charitable gifts of life insurance. 

Donors choose. We pay. Charities Receive.

We save lapsing policies and drive their value to charity. By donating an unwanted life insurance policy, donors can make legacy-sized gifts to their favorite charity with a simple, no-cost process. Upon donation, we pay all premium and other costs for donated policies to relieve donors and their selected charities from the financial burden of maintaining the policy. 

Supporting Charitable Work By...

Eliminating Costs

Insuring A Better World Fund pays for everything. Unlock the huge charitable value of unneeded life insurance with no administrative or premium costs whatsoever to the charity and no financial burden to donors. We are a simple no-cost solution. 

Maximizing Value

Our management utilizes their seven decades of experience in life insurance to underwrite and evaluate policies, determine which are appropriate for donation and administer the policies to maturity. Charities no longer worry if they will receive a pay out and donors are relieved of burdensome premium payments. 

Connecting & Working Together

The Great Wealth Transfer is happening. 10,000 people a day turn 65. We connect committed groups of financial professionals, charitable organizations and inspired donors to ensure a better world, one transformed unneeded life insurance policy at a time. 

Start to Finish

From start to finish, we do it all so that charities and donors don’t have to. A charitable gift of life insurance is now a simple 3-part process.  

1. Qualify

We evaluate the embedded value of the policy by assessing the premium payments and taking donors through a 30-minute health questionnaire. There are no physical exams or doctor reports. 

2. Aggregate

Once a policy is accepted for donation it joins a portfolio of other donated life insurance policies, establishing actuarial credibility. We strategically pay policy premiums over the lifetime of the portfolio to maximize the charitable impact. 

3. Distribute

As death benefits are received, money is donated to the charities in the portfolio. Each charity named by a donor receives its pro rata share of the money available for distribution. Donors choose. We pay. Charities receive. 

Start to Finish

From start to finish, we do it all so that charities and donors don’t have to. A charitable gift of life insurance is now a simple 3-part process.  

1. Qualify
We evaluate the embedded value of the policy by assessing the premium payments and taking donors through a 30-minute health questionnaire. There are no physical exams or doctor reports.
Do I qualify? »
2. Aggregate
Once a policy is accepted for donation it joins a portfolio of other donated life insurance policies, establishing actuarial credibility. We strategically pay policy premiums over the lifetime of the portfolio to maximize the charitable impact.
3. Distribute
As death benefits are received, money is donated to the charities in the portfolio. Each charity named by a donor receives its pro rata share of the money available for distribution. Donors choose. We pay. Charities receive.
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“There is a multi-billion-dollar opportunity in the life insurance space. This untapped asset class should provide valuable charitable gifts of life insurance for decades to come. If not now, when?”
David Simon
Co-Founder & President

Get Involved

We work with donors, charities, and financial professionals of all kinds. Learn more about charitable gifts of life insurance, begin the donation process or reach out to our team. 

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Read the Latest

Keep up to date with blog posts from our leadership that simplify charitable gifts of life insurance and offer valuable resources for anyone interested in philanthropy.
Articles

Philanthropic use of Life Insurance: Winning The Triple Crown

Mage just won the Kentucky Derby on May 6th. This is a huge win for the horse, the trainer and the owners. However, this is just the first leg of the Triple Crown. Saturday is the Preakness followed by the last leg, the Belmont Stakes, on June 10th . Although Mage is entered in the Preakness, it remains to be seen who will win and whether or not Mage will even enter the Belmont Stakes. Winning the Triple Crown is very rare and has happened only thirteen times in over 100 years of horse racing.

Read More »
May 18, 2023
Latest News

Where Have We Been

Spreading the Word
Insuring A Better World Fund’s founders, David Simon and Robert Stuchiner, have been
traveling coast-to-coast to share its mission to reimagine the collaboration between the life
insurance industry and charitable giving, and maximize the value of charitable gifts of life
insurance.

Read More »
March 7, 2023